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UNB's Policies Regarding International Health Insurance

International students or faculty members with student or applicable visas do NOT qualify for Medicare coverage. Health coverage for international students or faculty members is provided through an insured plan administered by the University.

All Full time and Part Time International students, including students enrolled in one or more credit courses through the College of Extended Learning's Open Access Learning Program, will be billed for the University International Health Insurance. Students may opt-out of the University plan by providing proof of equivalent medical coverage prior to the opt-out dates set below. Students who opt-out will have an appropriate credit applied to their account.

All students enrolled in the program MUST complete an application form each year. This health insurance plan is offered as single or family coverage. Please reference the International Student Health Insurance Application Form (available in Arabic Chinese, and English) on the website at: http://www.unb.ca/services/financialservices/students/interhealth.htm for charges of premiums.

Students must bring in proof of insurance at the beginning of a term in order to be eligible to not have to pay for that term. Providing proof of insurance after the Opt-Out dates, will only bring about credits for future terms and will not be back dated to past terms. The Opt-out dates are:

September 25, 2009
January 22, 2010

May 14, 2010 (Intersession), July 16, 2010 (Summer Session)

 

Refunds
A student must pay for the entire term even if only a portion of the term requires coverage. If a student pays for a year coverage in September, then leaves the University the end of October, an 8 month refund will be considered if no claims have been placed and the student must pay for 4 months.

Landed Immigrants
International students or faculty members with landed immigrant status DO qualify for Medicare and hospital benefits and must register with the Province of New Brunswick immediately upon arrival. However, there is a three month waiting period before Medicare will be available so UNB's Health Insurance plan should be purchased for the term during the waiting period.