Health Insurance, Student 

Basic Health Coverage 

Basic health and hospital benefits for Canadian students are provided by the Medicare Plan of their province of permanent residence. Students must ensure that they are registered and in good standing with the Hospital Commission of their province.

International students with student visas do not qualify for Medicare coverage. Basic health coverage for international students is provided through a mandatory plan administered by the University. International students on both campuses should refer to the following web site for information concerning opt-out dates, refunds, etc.: http://www.unb.ca/financialservices/students/healthinsurance.html

International students with landed immigrant status do qualify for Medicare and hospital benefits and must register with the Province immediately upon arrival. Please also refer to the above web site for more information.

Supplementary Health and Dental Coverage 

All full-time students on both campuses are automatically enrolled in the Student Health/Dental Plan. The Plan is designed to supplement the coverage provided by the provincial Medicare plans, or by the plan for international students. Administered by the Student Union on the Fredericton campus, and by the Student Representative Council (SRC) on the Saint John campus, the Plan provides students with a comprehensive set of extended health and dental benefits including 80% coverage on prescription drugs, paramedical services, ambulance services, etc. The coverage runs from September 1 through August 31. Students wishing to enroll dependents must contact the Student Union/SRC to make arrangements (Fredericton students: 453-4955; Saint John students: 648-5684 ).

Students providing proof of alternate coverage may opt out of the Student Health/Dental Plan. To opt out, students must complete an opt-out form www.wespeakstudent.com. Students who opt out will be credited for the Health/Dental fee. The deadline to complete the opt-out process is September 20, 2013 for both campuses, with no exceptions beyond this date. It is the responsibility of the student to follow all steps and adhere to the deadline in order to receive credit. Students must opt out annually as the opt-out does not automatically carry forward from year to year. The opt-out deadline for new students starting in January (those who were not full-time in September) will be January 24, 2014.

Please refer to the Financial Information section of this calendar for Health Insurance fees and payment deadlines. Information can also be found online at http://www.unb.ca/financialservices/students/healthinsurance.html

For further information about the Plan, please contact: Fredericton Student Union, Room 126, Student Union Building [(506) 453-4955] or Saint John Student Representative Council, Room 213, T.J. Condon Student Centre [(506) 648-5684].